So when you take out a student loan it's usually through one company and you pay them back. At least that's what I thought. In the past two years I have gone through three companies on one loan, while another loan is just sitting back quietly enjoying it's original company. ( I bet the two loans look at each other and the one that has been passed around is all beat up while the one at Sallie Mae is loving it's big comfy couch and blanket sitting in front of the TV eating Twinkies. Yes, loans eat Twinkies.)
This is very frustrating. Seeing as my mother took this loan out for me, (and I love her very much for this) and I make payments on it. So every time it gets transferred I don't know it. Until I notice money is no longer being taken out of my account. (Usually a day or two after it should have been taken out.) Which I can't do anything about because they don't tell me anything unless I'm authorized, which I never am right when it's transferred.
This most recent time company B that sold my loan didn't tell the new company C that I was in school. So now they are charging me like 4 months of non-payment because I'm in school and it was deferred with company B but company C didn't get that information. So now once again I'm fighting a company which happens to be company C to take away charges that shouldn't be there in the first place. I will happily make payments, but I'm not paying late fees when there should have never been a bill in the first place.
I wish companies would communicate better with me and with one another. Makes life much easier.
On a better note. I have two tests on Wednesday, Biology and Physical Science. Yes that is the good news. Tells you how great my fight with loan people is going...
No comments:
Post a Comment